Terms and conditions of service

About 80% of Canadians experience financial stress when navigating separation. These terms outline the conditions of using our website and financial coaching services. By accessing this site or engaging with our team, you accept the practices and responsibilities described below. Please read carefully before using any service.

August 14, 2026

  • Who we serve in Canada

    All services are provided to adults living in Canada. Sessions focus on financial recovery after divorce or separation, including credit repair, asset division guidance, and personal budgeting. We do not offer investment, legal, or tax advice.

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  • Your privacy and data handling

    Our team collects and uses your information only to respond to your requests and deliver relevant financial support. Data is handled securely, and we never share it with third parties without your explicit consent.

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  • Your responsibilities as a client

    You are responsible for providing accurate and up-to-date information during any engagement. This ensures guidance is tailored to your real circumstances and avoids confusion during sessions.

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  • Accepting our terms and legal use

    By using our site or booking a session, you agree to comply with these terms and all applicable Canadian laws. Services are intended for personal use and may not be resold or misrepresented as legal, tax, or investment advice.
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  • Changes to these terms and services

    We reserve the right to change or discontinue any part of the site or services at any time. Significant updates will be posted on this page, and your continued use signals acceptance of those changes.

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  • General information and limitations

    While we work to keep content accurate, no information provided is guaranteed to be error-free or suitable for every situation. Use our services as a guide, not a substitute for certified financial, legal, or tax professionals.

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  • Prohibited uses and conduct

    You may not use the site to send harmful content, attempt unauthorized access, or disrupt service. Breaching these rules can result in blocked access or legal action as required by Canadian law.

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Contact us about these terms

For questions or concerns about these terms, our team is ready to help. Please use our contact form to connect with us directly and receive timely answers about service eligibility, privacy, or compliance.

Email: content@tenaroxena.sbs

Phone: +1 (%86) 221-7248

Address: 2001 Boulevard Robert-Bourassa, Montreal, QC H3A 2A6 Canada

Effective date: August 14, 2026 Version: v2.6

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